PRE-QUALIFY FOR A HOME
find out what you need to qualify for a home in the vegas valley
Even better - Go ahead and get under written loan approval. Your going to be doing it anyway and it really strengthens your offer!
This is the best place to start.
Let’s find out where you stand and remove any stumbling blocks that we can ahead of time. In this market you can’t even put in an offer without one. You need to be ready to move fast when we find the perfect place.
It is becoming even more important to take it a step further and actually get underwriting loan approval. The lenders are putting your escrow money at risk if you don’t have this ready within 21 days of offer acceptance. It is best to go ahead and get it done ahead of time. It makes your offer stronger!
This is what you need:
Most pre-quals can be done right over the phone. It will take a little more to go ahead and get underwritten loan approval but it is worth it. Here are some of the things that you will need to get the loan started.
This is the best place to start.
Let’s find out where you stand and remove any stumbling blocks that we can ahead of time. In this market you can’t even put in an offer without one. You need to be ready to move fast when we find the perfect place.
It is becoming even more important to take it a step further and actually get underwriting loan approval. The lenders are putting your escrow money at risk if you don’t have this ready within 21 days of offer acceptance. It is best to go ahead and get it done ahead of time. It makes your offer stronger!
This is what you need:
Most pre-quals can be done right over the phone. It will take a little more to go ahead and get underwritten loan approval but it is worth it. Here are some of the things that you will need to get the loan started.
- Last couple of years’ tax returns, all pages/all schedules
- Last couple of years’ W2’s and any 1099’s
- Most recent 2 months’ bank statements, all pages/all accounts
- Most recent retirement account or 401k statement
- Most recent 1 months’ paycheck stubs
- List of all debts such as car payments, student loan payments, credit card bills, child support/alimony, etc. We use the minimum monthly payments for all revolving debts.
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Southern Fidelity
Kari Phillips, MBA | Senior Loan Officer
6585 High St. | Las Vegas, NV 89113
Office (702) 228-2889 x1813
Fax (702) 951-505
Cell (702) 375-3401
MLS# 25126
NMLS#309701
Kari.Phillips@GoSouthernFidelity.com
www.GoSouthernFidelity.com/KariPhillips
Kari Phillips, MBA | Senior Loan Officer
6585 High St. | Las Vegas, NV 89113
Office (702) 228-2889 x1813
Fax (702) 951-505
Cell (702) 375-3401
MLS# 25126
NMLS#309701
Kari.Phillips@GoSouthernFidelity.com
www.GoSouthernFidelity.com/KariPhillips
All Western Mortgage
Shawn Hansen
Shawn Hansen1@gmail.com
http://www.allwesternmortgage.com/
Shawn 702-938-3566
Office 702-369-0905
Shawn Hansen
Shawn Hansen1@gmail.com
http://www.allwesternmortgage.com/
Shawn 702-938-3566
Office 702-369-0905
Nevada Federal Credit Union
Roger White, Loan Officer
Direct: (702) 948-5499
Fax: (702) 974-2999
Email: rogerw@nevadafederal.org
www.nevadafederal.org
Roger White, Loan Officer
Direct: (702) 948-5499
Fax: (702) 974-2999
Email: rogerw@nevadafederal.org
www.nevadafederal.org
